🌹🏠 Prepare To Purchase Your First Home as A Married Couple 🏠 🌹
CONGRATULATIONS! One of the dreams of a newly married couple is the dream of purchasing a home together.
Often, this will be a first time experience for the both of you. It is also one of the most expensive purchases that you will probably ever make. For these and other influencing factors, it is important to be cautious and make all the right moves when preparing for, searching for and buying a home.
If you are newly married or engaged, allow me to take some of the stress off your shoulders.
Here’s what you need to know about home buying:
Assess your financial situation and consider financial goals:
Whether or not you plan to have joint bank accounts, if you’re purchasing a home together, it’s important to have a clear understanding of your overall financial situation. What is your student loan balance? How much do you owe on credit cards? What is your take-home pay? Answers to these questions all impact how much house you can afford.
Know your credit scores:
You can pull a free credit score from websites like CreditKarma.com, which will give you a pretty good idea of where your credit score falls. You may also receive one free copy of your credit report each year from each of the three credit bureaus – Experian, Equifax and TransUnion. Take advantage of these tools and know your credit score. I can get to the approval line with a low or high credit score. CONTACT ME!
For a home mortgage loan. Getting pre-qualified* from a Mortgage Loan Officer like myself means you’re a serious buyer. So before you ever begin house shopping, get pre-qualified to show your real estate agent and potential sellers that you are able to get necessary financing. Pre-qualification also helps you know how much you can afford, so you can narrow down your search and won’t waste your time looking at homes outside your budget.
I look forward to assisting you Mr. & Mrs. Future Homeowners!
Khannah Josué, "Your Licensed Matchmaker"
Residential Mortgage Loan Officer NMLS# 1818240