🌹🏠 Prepare To Purchase Your First Home as A Married Couple 🏠 🌹
As a licensed Wedding Officiant, I have the honor to pronounce couples as Husband & Wife. After the wedding, our connection can continue if you allow me the privilege to also pronounce you two as Mr. & Mrs. Homeowner!
Serving you as a Mortgage Broker via Sunrise Mortgage Services LLC, is another extension of “life building” services created with YOU, in mind.
Here’s what you need to know about home buying:
Assess your financial situation and consider financial goals:
Whether or not you plan to have joint bank accounts, if you’re purchasing a home together, it’s important to have a clear understanding of your overall financial situation. What is your student loan balance? How much do you owe on credit cards? What is your take-home pay? Answers to these questions all impact how much house you can afford.
Know your credit scores:
You can pull a free credit score from websites like CreditKarma.com, which will give you a pretty good idea of where your credit score falls. You may also receive one free copy of your credit report each year from each of the three credit bureaus – Experian, Equifax and TransUnion. Take advantage of these tools and know your credit score. I can get to the approval line with a low or high credit score. CONTACT ME!
For a home mortgage loan. Getting pre-qualified* from a Mortgage Loan Officer like myself means you’re a serious buyer. So before you ever begin house shopping, get pre-qualified to show your real estate agent and potential sellers that you are able to get necessary financing. Pre-qualification also helps you know how much you can afford, so you can narrow down your search and won’t waste your time looking at homes outside your budget.
I look forward to assisting you Mr. & Mrs. Future Homeowners!
Khannah Josué, "Your Licensed Matchmaker"
Mortgage Broker NMLS# 1818240